Find the Right Mortgage for You

Your perfect home starts with the right loan.
We know that securing a mortgage can feel overwhelming, but we’re here to guide you every step of the way. Our team is dedicated to finding the best loan options to fit your unique needs. Whether you’re buying your first home, refinancing, or investing, we’ll connect you with competitive rates and the right program for your situation.

Step 1: Get Pre-Approved

Before you begin your home search, it's crucial to understand your budget. We’ll guide you through the pre-approval process, where we review your financials, including income, credit, and assets. This step helps you determine your buying power and makes your offer stronger when the right home comes along.

Step 2: Secure Your Loan

Once you've found your dream home, we'll help you finalize your loan application. We'll discuss the loan terms, payment options, and necessary documentation, ensuring you choose the best financing solution for your situation.

Step 3: Close the Deal

As you near closing, we handle the final steps, from the appraisal to title checks. When everything is in order, you'll sign the paperwork, finalize the deal, and get the keys to your new home!

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NMLS 1830329

5%

1%

5%

1421

Monthly Payment

Principal & Interest 1421

Monthly Taxes 1421

Monthly HOA 1421

Monthly Insurance 1421

Mortgage Calculator Results from website

Meet Ivana – Your Trusted Loan Officer

We’re proud to partner with Ivana, a highly experienced loan officer who’s committed to helping our clients navigate the mortgage process with ease. Whether you’re purchasing a new home or refinancing your current mortgage, Ivana will work tirelessly to ensure you get the best possible terms and rates. Her expertise, combined with personalized service, makes the process as smooth as possible.

VIVA Home Loans is a DBA of Home Mortgage Alliance Corporation (HMAC) NMLS Unique Identifier: 1165808 (www.nmlsconsumeraccess.org). NMLS Consumer Access is a free service for consumers to confirm that the financial-services company or professional with whom they wish to conduct business is authorized to conduct business in their state.

Ivana Pesic
Senior Loan Officer | NMLS 1830329

Start the Loan Process

Find the mortgage solution that fits your needs.

Find the mortgage solution
that fits your needs.

Getting started is easy! Just fill out the form below to share your information, and we’ll help you explore the best loan programs tailored to your needs. From there, you’ll be on your way to securing pre-approval for your ideal mortgage.
Step 1

Mortgage
Pre-Approval

Start strong with a pre-approval

Before you begin your home search, it’s important to know how much you can afford. During the pre-approval process, we’ll review your financial details, including your income, assets, debts, and credit score. We’ll help you gather the necessary documents like pay stubs, tax returns, and bank statements. Once you’re pre-approved, you’ll know your budget and be ready to make offers confidently.
Step 2

Loan Application & Processing

From application to approval, we've got you covered.

When you’ve found a home, we’ll guide you through the mortgage application. During this step, you’ll submit necessary information, and your loan officer will discuss available programs and fees. Once your application is submitted, it will go through the processing phase, which includes document review, appraisals, and title examination. Afterward, the loan goes to underwriting for final approval.
Step 3

Closing Day

Closing Day Finalize your loan and get the keys to your new home.

Once your loan is approved, we’ll assist you with the final steps – from obtaining homeowner’s insurance to preparing for closing. You’ll sign your final documents at the title company and pay any remaining fees. Then, the loan will be recorded, and you’ll officially be a homeowner!

Get Pre-Approved Now

Contact us to get started and secure your future home today.

We also do construction. Click the DCI in our logo.

NEED HELP WITH FINANCING?

We’ve got you covered. Fill out the form below and we’ll be happy to find a solution tailored to your needs.

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NEED HELP WITH SELLING YOUR HOME?

We’ve got you covered. Fill out the form below and we’ll be happy to find a solution tailored to your needs.

NEED HELP WITH
BUYING A HOME?

We’ve got you covered. Fill out the form below and we’ll be happy to find a solution tailored to your needs.